Car Repair Plan

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Car Repair Plan
Shield Yourself from unexpected repair costs

The Car Repair Plan

We know that running your car is an expensive proposition, and if you have a number of cars in your family, the costs can just spiral. You need to be able to budget for the costs of regular maintenance and perhaps even a little extra "rainy day" fund for those unexpected costs. The Car Repair Plan, provided by the Independent Garage Association, is the answer. It allows you to save as much or as little as you want on a regular basis to ensure that you always have the funds available to pay for the service and repair of your car, and other vehicles in your family. You add a set amount into your account every month, and you can alter the payment or take a break at any time, or when you feel you have built up enough of a fund. Of course, you can view your balance online at any time too and the scheme is entirely flexible.

When you take your car into a participating Trust My Garage member, you can choose to use all or some of your account balance when settling the bill. The process is simple and straightforward, and there are no extra costs or hidden charges.

Britain's Best Get Together.

TRUST MY GARAGE is a collection of Britain's best local independent garages - Everyone different in their own way, but dedicated to the highest standards of skill and personal service. All the garages in TRUST MY GARAGE are members of the Independent Garage Association, part of the Retail Motor Industry Federation, one of the oldest motor trade organisations. IGA members are true professionals who comply with a strict code of practice.

Frequently Asked Questions

As much or as little as you can afford – or feel you need - to cover your motoring costs. You may choose to keep your Car Repair Plan purely as an emergency “rainy day fund” or use it to budget for all your motoring costs. You are able to register your own car, along with any others in your household. Should you wish, other members of your family can be issued with their own card to use for their own vehicles. You will then have the ability to set an individual limit to each car. If your circumstances or needs change, you can vary your monthly payment or even stop it for a “payment holiday”. Once your fund has built up to a level that meets your needs, you can stop payments entirely.

​No, the scheme is designed to allow motorist to budget for the routine and unexpected costs of motoring. If you could withdraw money, it would not be available when it was really needed for a motoring expense. You can of course close your Car Repair Plan at any time and your money will be refunded in full.

The garage can never see how much money you have in your plan (although they can confirm the availability of funds for any particular job). All participating garages are IGA members who are Trust My Garage approved and have signed up to adhere to a strict code of practice.

Yes, your money is not held by a single garage but in a Trust Account held on behalf of the Retail Motor Industry Federation, the umbrella body of the Independent Garage Association. It has been in continuous operation since 1913.

No, Only the Trust My Garage members that are Participating in the scheme. You can find these members HERE. We recommend downloading the Trust My Garage App for your phone.

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The Car Repair Plan

We are part of the Retail Motor Industry Federation (RMI), a leading automotive trade body in the UK.

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